What do BriteCo policies cover?
BriteCo’s policies provide extremely comprehensive coverage. We cover nearly every loss scenario including common incidents like theft, burglary, robbery, accidental damage, fire, and mysterious disappearances. We also cover catastrophic events like hurricanes, flood, and earthquakes plus some limited preventative maintenance care.
What doesn’t the BriteCo policy cover?
The BriteCo policy excludes things such as deterioration, wear & tear, mechanical breakdown, voluntary parting, and prior damage. Please see the policy for the complete terms and conditions of coverage.
What does your limited preventative maintenance cover?
It covers: prong retipping; broken, worn or bent prongs; broken earring posts; clasp replacement; restringing of broken or stretched pearl strands; and stone tightening.
How much will my policy cost?
Like most insurance policies, the cost of a policy depends on underwriting criteria. We look at things like previous losses and history to provide you with some of the most competitive pricing in the industry. On average, our policies cost around 0.5-1.5% of the appraised value.
Does a BriteCo policy have a deductible?
Nope! Our customers like quick and straightforward. There are no deductibles and they’re annual policies. You pay once for the entire year.
Can I add someone else to my insurance policy?
Absolutely. We’ve added the ability to add your partner, boyfriend, girlfriend, etc. This is especially helpful if you’re getting engaged (shhhh...we won’t spoil the surprise). Spouses and family members are automatically covered under our policy.
Is my jewelry covered while I’m traveling?
Yes, absolutely. BriteCo provides comprehensive worldwide coverage, so you’re protected no matter where you are. We always recommend using common sense when traveling. Store your jewelry items in a safe or secure location when you’re not wearing them. Don’t leave valuables on counter tops in hotels or out in the open.
Is there a policy minimum?
There is no minimum appraised value that BriteCo will insure. BriteCo would offer coverage for any minimum amount. However, there is a minimum premium amount of $50. You can check out all the benefits a BriteCo policy covers here
Is there a policy maximum?
Yes. BriteCo will issue a policy up to appraised values of $150,000. You can check out all the benefits a BriteCo policy covers here
Can I view a sample copy of the Policy?
Yes, you can view it here